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US leads the most when it comes to health-care insurance spending, when compared to any other nation, yet 46 million Americans are without insurance and this number increases every year. Kaiser Family Foundation reports that between the years 2000 and 2004 the number of uninsured Americans increased by 6 million. The out-of-pocket costs for insured have nearly tripled in last six years and health-care premiums continue to rise at nearly three times the general inflation rate. In addition, unpaid and un-payable healthcare bills account for the majority of all personal bankruptcies in the country. Most of us are shielded from the heavy burden of the full cost of medical procedures, treatments and drugs. That's because employers spend, on average, five times more than employees do for healthcare.

Even if you have health insurance, your specific procedure may not be covered. Typically, areas like cosmetic and plastic surgery are not covered by most plans, but a surprising number of standard procedures are not covered as well. Many a times individuals are denied coverage even though they needed hip replacements, life-saving liposuction, or pain-reducing dental implants. Because of this current insurance system the result is that the vast majority of patients seeking health care treatment overseas finance it themselves. Even though it is not preferable, it is not as bad as you may think. In many cases your total expenses could actually be lower than the deductible that you would have to pay if you received your treatment in your country. In spite of this fact if you would still want to have insurance, there are some available options. Even if you don’t have coverage at home, that doesn’t necessarily mean that you are ineligible for health insurance. Before opting to finance any procedures with your own savings, we can help you find out if your preferred destinations has a partnership with insurance companies. Alternatively, we can also help you explore the numerous expat and travel insurance firms. However, most health insurance companies won’t be too eager to take on someone who is “definitely” going to require medical assistants in the foreseeable future, but it’s worth a shot.

Rates, terms, regions, and services vary, so we will make sure you find insurance package that suits your specific needs. Some of the Insurance companies on our list can offer you one-year overseas health insurance plan. Some plans are for under age 70, where you may select your Overall Maximum Limit, ranging from $50,000 to $1,000,000. If you are age 70 to 79, the Overall Maximum Limit available could be $50,000. Some insurance companies include:

  1. Hospital Room and Board
  2. Intensive Care
  3. Ambulance
  4. Outpatient Treatment
  5. Acute Onset of Pre-existing Conditions
  6. Emergency Dental
  7. Emergency Medical Evacuation
  8. Terrorism
  9. Return of Mortal Remains
  10. Accidental Death and Dismemberment
  11. Lost Checked Luggage
  12. Trip Interruption
  13. Optional Hazardous Sports Rider

With or even without the insurance, we assure you will definitely save on your medical treatment overseas. Please contact us for more information. We are here to help you with the best suitable option for you.

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